Ghana
Employ in Ghana without an entity.
A contract under Ghana's Labour Act, pay in cedis, and social security and income tax handled every month. One contact and one invoice.
The facts of employing in Ghana.
Paid in cedis, every month.
On a week of up to 40 hours.
Social security at 18.5% of basic pay.
5.5% from the employee, the rest from the employer.
Income tax up to 35%.
On the bands in force from 1 September 2026.
A daily minimum wage.
GHS 21.77 a day in 2026.
What employing in Ghana involves, in plain words.
Each is handled for everyone you employ through Global Kinect EOR.
- Contracts
Written for employment of six months or more.
- A probation of reasonable length, set in advance, falls outside the rules on unfair termination.
- Working hours
Up to 8 hours a day and 40 hours a week.
- A rest of 48 consecutive hours in every seven days.
- SSNITSocial security
18.5% of basic salary in all, through the Social Security and National Insurance Trust and a second-tier scheme.
- 5.5% from the employee and 13% from the employer.
- The first tier counts basic salary up to GHS 69,000 a month in 2026.
- Health insurance is funded from it: of the first tier's 13.5%, 2.5% goes to the National Health Insurance Fund.
- PAYEIncome tax
Withheld by the employer each month.
- Nothing on the first GHS 588 a month, then rising through 5%, 10%, 17.5%, 25% and 30% to 35% above GHS 50,000.
- Non-residents pay a flat 25%.
- Leave
At least 15 working days of annual leave on full pay in each calendar year of continuous service.
- Maternity leave: 12 weeks on full pay, with at least two weeks more for an abnormal or multiple birth.
- Ending employment
A month's notice on a contract of three years or more, two weeks under three years, and seven days week to week.
- A redundancy is notified to the Chief Labour Officer and the union at least three months ahead.
- Redundancy pay is negotiated with the worker or the union.
Hiring in Ghana, step by step.
You choose the person
And agree the role and the salary in cedis.
The contract is put in place
Under Ghana's Labour Act, with a work permit where one is needed.
They are paid monthly
In cedis, with social security and income tax handled.
You get one invoice
With every other country you hire in.
Questions about employing in Ghana
What does an employer pay into social security in Ghana?
In Ghana, social security contributions are 18.5% of basic salary in all. The employee pays 5.5%, deducted from pay, and the employer pays 13%. The contributions go to the Social Security and National Insurance Trust and to a mandatory second-tier occupational scheme. The first tier counts basic salary up to GHS 69,000 a month in 2026.
Can we employ a foreign national?
Is there a minimum wage?
Employing in Ghana, worked through in full.
The guide goes further than this page.
- Hiring in Ghana: the work permit, the contract and a salary worked through, step by step
How you hire in Ghana without an entity of your own: the work and residence permit step by step, moving someone already in Ghana, the contract, the employee test, what a salary costs and pays, leave, and what changed this year.
8 min read